TellerScore

Shared Resources Credit Union is a federally insured state-chartered credit union headquartered in Pasadena, Texas, in business for about 77 years. At the end of Q2 2026 it reported $25.4M in total assets and $21.9M in member shares and deposits, with 1 office.

Shared Resources Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 263rd. Problem-loan coverage contributes the most (93/100, 3.6%); earnings contributes the least (0/100, -0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.70%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings0/100
Return on assets (annualized): -0.70%
Funding & liquidity74/100
Loans ÷ shares: 86.4% · 2.4% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (70 → 64), mostly because the earnings component weakened by 30 points.

TellerScore
486072Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202467
Q4 202448
Q1 202566
Q2 202570
Q3 202572
Q4 202571
Q1 202660
Q2 202664
Net worth ratio
7.00%10.14%13.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.26%
Q3 202412.55%
Q4 202412.58%
Q1 202511.94%
Q2 202512.54%
Q3 202513.26%
Q4 202513.29%
Q1 202612.42%
Q2 202612.70%
Delinquent loans (60+ days)
0.44%1.25%2.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.99%
Q3 20240.44%
Q4 20242.06%
Q1 20250.78%
Q2 20250.54%
Q3 20250.72%
Q4 20250.76%
Q1 20260.97%
Q2 20260.57%
Return on assets
-0.90%-0.24%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.69%
Q3 2024-0.22%
Q4 2024-0.49%
Q1 20250.24%
Q2 20250.24%
Q3 20250.42%
Q4 20250.41%
Q1 2026-0.90%
Q2 2026-0.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$25.4M12.70%0.57%-0.70%86.4%
Q1 202660$26.3M12.42%0.97%-0.90%82.1%
Q4 202571$25.0M13.29%0.76%0.41%86.3%
Q3 202572$25.2M13.26%0.72%0.42%86.7%
Q2 202570$26.2M12.54%0.54%0.24%85.7%
Q1 202566$27.4M11.94%0.78%0.24%80.8%
Q4 202448$25.9M12.58%2.06%-0.49%92.7%
Q3 202467$26.9M12.55%0.44%-0.22%81.9%
Q2 202459$27.2M12.26%0.99%-0.69%82.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.70%
37th
Problem loans0.57%
55th
Net charge-offs0.67%
21st
Return on assets-0.70%
9th
Loans to deposits86.4%
13th
Uninsured deposits2.4%
41st
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Concho Valley Credit UnionCredit union San Angelo, TX78 out of 100, Strong$25.7M11.4%0.14%vs
Grand Prairie Credit UnionCredit union Grand Prairie, TX81 out of 100, Strong$25.2M11.6%0.05%vs
The Local Federal Credit UnionCredit union Dallas, TX72 out of 100, Strong$25.8M21.2%0.57%vs
Texas People Federal Credit UnionCredit union Fort Worth, TX73 out of 100, Strong$24.3M18.0%0.31%vs
Texhillco School Employees Federal Credit UnionCredit union Kerrville, TX58 out of 100, Moderate$26.7M9.9%0.61%vs
Yantis Federal Credit UnionCredit union Yantis, TX82 out of 100, Strong$26.8M13.4%0.01%vs

Deposit insurance

Is my money safe at Shared Resources Credit Union?

Yes. Shared Resources Credit Union is a federally insured credit union (NCUA charter #67477). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($524K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Shared Resources Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Shared Resources Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67477
RSSD ID
501299
Primary regulator
State + NCUA
Established
1949
Headquarters
P.O. Box 888, Pasadena, TX 77501
Employees
8

Quick answers

Shared Resources Credit Union: common questions

Is Shared Resources Credit Union NCUA insured?

Yes. Shared Resources Credit Union is a federally insured credit union (NCUA charter #67477). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Shared Resources Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Shared Resources Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pasadena

InstitutionScoreAssetsCapitalProblem loansCompare
Local 24 Employees Federal Credit UnionCredit union Pasadena, TX98 out of 100, Very strong$13.6M21.0%0.26%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX96 out of 100, Very strong$17.1M20.3%0.00%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs
City of Deer Park Federal Credit UnionCredit union Deer Park, TX92 out of 100, Very strong$7.3M21.7%0.01%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs