Side-by-side · Q2 2026 data
The Lytle State Bank of Lytle, Texas vs Southwest Research Center Federal Credit Union
Credit union
Southwest Research Center Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | The Lytle State Bank of Lytle, Texas | Southwest Research Center Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 96 (stronger) | 66 |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 38 | 67 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 75th | 62nd |
| Total assets | $114.6M | $87.6M |
| Deposits / shares | $101.1M | $77.7M |
| Capital ratio | 14.59% (stronger) | 11.55% |
| Problem loans | 0.53% | 0.50% (stronger) |
| Net charge-offs | 0.26% | 0.23% (stronger) |
| Return on assets | 0.44% | 1.16% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 54.2% |
| Uninsured deposits | 33.7% | 2.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Lytle State Bank of Lytle, Texas leads on 2 and Southwest Research Center Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.