Side-by-side · Q2 2026 data
The Lytle State Bank of Lytle, Texas vs Texas Community Bank
Metric by metric
| Measure | The Lytle State Bank of Lytle, Texas | Texas Community Bank |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 96 (stronger) | 78 |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 38 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $114.6M | $2.2B |
| Deposits / shares | $101.1M | $1.9B |
| Capital ratio | 14.59% (stronger) | 12.78% |
| Problem loans | 0.53% | 0.20% (stronger) |
| Net charge-offs | 0.26% | 0.05% (stronger) |
| Return on assets | 0.44% | 2.03% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 58.6% |
| Uninsured deposits | 33.7% (stronger) | 63.9% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Lytle State Bank of Lytle, Texas leads on 3 and Texas Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.