Side-by-side · Q2 2026 data
The Lytle State Bank of Lytle, Texas vs The Commercial Bank
Metric by metric
| Measure | The Lytle State Bank of Lytle, Texas | The Commercial Bank |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 96 (stronger) | 49 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 38 | 82 (stronger) |
| Funding & liquidity | 80 | 89 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 75th | 75th |
| Total assets | $114.6M | $114.6M |
| Deposits / shares | $101.1M | $99.1M |
| Capital ratio | 14.59% (stronger) | 9.95% |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 0.44% | 1.56% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 44.5% |
| Uninsured deposits | 33.7% | 24.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Lytle State Bank of Lytle, Texas leads on 2 and The Commercial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.