Side-by-side · Q2 2026 data
The Mer Rouge State Bank vs Century Next Bank
Metric by metric
| Measure | The Mer Rouge State Bank | Century Next Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 76 (stronger) | 69 |
| Loan quality | 82 | 96 (stronger) |
| Earnings | 66 | 90 (stronger) |
| Funding & liquidity | 85 (stronger) | 28 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $51.8M | $916.4M |
| Deposits / shares | $45.0M | $795.3M |
| Capital ratio | 12.61% (stronger) | 11.95% |
| Problem loans | 0.55% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.15% | 1.75% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 83.5% |
| Uninsured deposits | 12.3% (stronger) | 58.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
The Mer Rouge State Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Mer Rouge State Bank leads on 5 and Century Next Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.