Headquartered in Mer Rouge, Louisiana, The Mer Rouge State Bank is a state-chartered bank with $51.8M in total assets and $45.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1903.
Based on its Q2 2026 filing, The Mer Rouge State Bank scores 79/100, which we describe as strong. That is higher than 63% of 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 17th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is earnings (66/100; 1.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (71 → 79), mostly because the loan quality component improved by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 84 |
| Q4 2024 | 82 |
| Q1 2025 | 80 |
| Q2 2025 | 71 |
| Q3 2025 | 57 |
| Q4 2025 | 83 |
| Q1 2026 | 84 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.84% |
| Q3 2024 | 13.86% |
| Q4 2024 | 12.28% |
| Q1 2025 | 12.03% |
| Q2 2025 | 13.43% |
| Q3 2025 | 13.76% |
| Q4 2025 | 13.01% |
| Q1 2026 | 12.57% |
| Q2 2026 | 12.61% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.06% |
| Q2 2025 | 1.42% |
| Q3 2025 | 2.92% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.74% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.61% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $51.8M | 12.61% | 0.55% | 1.15% | 75.3% |
| Q1 2026 | 84 | $49.6M | 12.57% | 0.00% | 1.04% | 67.0% |
| Q4 2025 | 83 | $50.0M | 13.01% | 0.00% | 0.61% | 55.8% |
| Q3 2025 | 57 | $47.9M | 13.76% | 2.92% | 0.54% | 65.3% |
| Q2 2025 | 71 | $46.5M | 13.43% | 1.42% | 0.56% | 60.3% |
| Q1 2025 | 80 | $50.5M | 12.03% | 0.06% | 0.74% | 51.5% |
| Q4 2024 | 82 | $50.0M | 12.28% | 0.07% | 0.91% | 48.7% |
| Q3 2024 | 84 | $46.8M | 13.86% | 0.06% | 0.68% | 63.6% |
| Q2 2024 | 83 | $46.7M | 12.84% | 0.08% | 0.87% | 59.5% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rayne Building and Loan AssociationBank Rayne, LA | 73 out of 100, Strong | $50.8M | 29.1% | 0.61% | vs |
| Jackson Parish BankBank Jonesboro, LA | 69 out of 100, Moderate | $67.3M | 20.8% | 2.87% | vs |
| Mutual Savings and Loan AssociationBank Metairie, LA | 68 out of 100, Moderate | $35.9M | 47.2% | 0.22% | vs |
| Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA | 70 out of 100, Strong | $67.9M | 29.4% | 1.31% | vs |
| Bank of GueydanBank Gueydan, LA | 63 out of 100, Moderate | $69.2M | 22.1% | 6.77% | vs |
| The Bank of CommerceBank White Castle, LA | 73 out of 100, Strong | $81.5M | 10.6% | 0.07% | vs |
Deposit insurance
Is my money safe at The Mer Rouge State Bank?
Yes. The Mer Rouge State Bank is an FDIC-insured institution (FDIC certificate #314). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.3% of deposits ($5.5M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.61%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Mer Rouge State Bank lists 1 office in 1 city. Most locations:
- Mer Rouge, LA (1)
Identity & history
Profile
- Legal name
- The Mer Rouge State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 314
- RSSD ID
- 741956
- Primary regulator
- FDIC
- Established
- January 1, 1903
- Headquarters
- 102 Davenport Ave, Mer Rouge, LA 71261
- Website
- www.merrougebank.com
- Employees
- 11
Quick answers
The Mer Rouge State Bank: common questions
Is The Mer Rouge State Bank FDIC insured?
Yes. The Mer Rouge State Bank is an FDIC-insured institution (FDIC certificate #314). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Mer Rouge State Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Mer Rouge State Bank ever failed?
There is no failure record for FDIC certificate #314 in the FDIC failed bank list.
How many branches does The Mer Rouge State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mer Rouge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Ouachita Valley Federal Credit UnionCredit union West Monroe, LA | 80 out of 100, Strong | $464.1M | 13.1% | 0.78% | vs |
| Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA | 79 out of 100, Strong | $3.9M | 22.4% | 0.00% | vs |
| Kraftman Federal Credit UnionCredit union Bastrop, LA | 78 out of 100, Strong | $141.8M | 14.6% | 0.97% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |
| Sevenfold Federal Credit UnionCredit union West Monroe, LA | 73 out of 100, Strong | $52.5M | 13.8% | 1.86% | vs |