Side-by-side · Q2 2026 data
The Merchants & Planters Bank vs Community State Bank
Metric by metric
| Measure | The Merchants & Planters Bank | Community State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 50 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 36 | 53 (stronger) |
| Funding & liquidity | 85 (stronger) | 58 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 45th | 37th |
| Total assets | $51.3M | $89.8M |
| Deposits / shares | $46.9M | $76.3M |
| Capital ratio | 11.30% (stronger) | 9.98% |
| Problem loans | 0.21% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.40% | 0.83% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 102.4% |
| Uninsured deposits | 29.1% | 10.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Merchants & Planters Bank has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Merchants & Planters Bank leads on 3 and Community State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.