Side-by-side · Q2 2026 data
The Merchants & Planters Bank vs The Farmers & Merchants Bank
Metric by metric
| Measure | The Merchants & Planters Bank | The Farmers & Merchants Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 63 (stronger) | 48 |
| Loan quality | 93 (stronger) | 87 |
| Earnings | 36 | 63 (stronger) |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 45th | 44th |
| Total assets | $51.3M | $2.0B |
| Deposits / shares | $46.9M | $1.7B |
| Capital ratio | 11.30% (stronger) | 9.79% |
| Problem loans | 0.21% (stronger) | 0.39% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 0.40% | 1.07% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 82.2% |
| Uninsured deposits | 29.1% (stronger) | 30.6% |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
The Merchants & Planters Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Merchants & Planters Bank leads on 5 and The Farmers & Merchants Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.