Side-by-side · Q2 2026 data
The Milford Bank vs DR Bank
Metric by metric
| Measure | The Milford Bank | DR Bank |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 24th | 75th |
| Total assets | $652.0M | $912.6M |
| Deposits / shares | $511.4M | $754.5M |
| Capital ratio | 9.94% | 10.28% (stronger) |
| Problem loans | 0.49% | 0.14% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 0.65% | 2.49% (stronger) |
| Loans ÷ deposits | 100.8% | 98.9% (stronger) |
| Uninsured deposits | 15.0% | 14.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
DR Bank has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Milford Bank leads on 1 and DR Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.