Side-by-side · Q2 2026 data
The Miners National Bank of Eveleth vs Northern State Bank
Metric by metric
| Measure | The Miners National Bank of Eveleth | Northern State Bank |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 51 (stronger) | 49 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 61 | 86 (stronger) |
| Funding & liquidity | 76 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 51st | 72nd |
| Total assets | $96.6M | $330.8M |
| Deposits / shares | $84.4M | $297.1M |
| Capital ratio | 10.07% (stronger) | 9.92% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.03% | 1.66% (stronger) |
| Loans ÷ deposits | 76.4% | 52.1% (stronger) |
| Uninsured deposits | 21.8% (stronger) | 25.1% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.7% |
Northern State Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Miners National Bank of Eveleth leads on 3 and Northern State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.