TellerScore

The Miners National Bank of Eveleth (FDIC certificate #5141) is based in Eveleth, Minnesota. Its Q2 2026 call report shows $96.6M in total assets and $84.4M in deposits and 1 office.

The Miners National Bank of Eveleth has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 74th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (51/100, 10.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.07%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 76.4% · 21.8% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (70 → 74), mostly because the earnings component improved by 12 points.

TellerScore
687174Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202471
Q4 202469
Q1 202569
Q2 202570
Q3 202570
Q4 202568
Q1 202669
Q2 202674
Tier 1 leverage ratio
5.00%7.53%10.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.27%
Q3 20249.58%
Q4 20249.15%
Q1 20259.52%
Q2 20259.81%
Q3 20259.71%
Q4 20259.49%
Q1 20269.43%
Q2 202610.07%
Noncurrent loans
0.00%0.16%0.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.05%
Q3 20250.05%
Q4 20250.00%
Q1 20260.31%
Q2 20260.00%
Return on assets
0.64%0.85%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.96%
Q3 20240.97%
Q4 20240.82%
Q1 20250.70%
Q2 20250.72%
Q3 20250.81%
Q4 20250.64%
Q1 20261.06%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$96.6M10.07%0.00%1.03%76.4%
Q1 202669$98.2M9.43%0.31%1.06%76.8%
Q4 202568$99.5M9.49%0.00%0.64%74.8%
Q3 202570$92.6M9.71%0.05%0.81%80.4%
Q2 202570$89.1M9.81%0.05%0.72%82.8%
Q1 202569$90.3M9.52%0.00%0.70%82.9%
Q4 202469$94.3M9.15%0.00%0.82%78.0%
Q3 202471$93.8M9.58%0.00%0.97%79.0%
Q2 202469$86.5M9.27%0.00%0.96%85.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.07%
19th
Total risk-based capital22.16%
78th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.03%
52nd
Net interest margin4.31%
66th
Efficiency ratio65.6%
62nd
Loans to deposits76.4%
35th
Uninsured deposits21.8%
29th
Loan-loss reserves1.10%
41st
Texas ratio0.0%
85th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
First Farmers & Merchants State BankBank Brownsdale, MN67 out of 100, Moderate$96.4M11.5%1.31%vs
The First National Bank of OsakisBank Osakis, MN61 out of 100, Moderate$97.6M8.7%0.67%vs
Janesville State BankBank Janesville, MN81 out of 100, Strong$98.8M11.4%0.00%vs
Integrity Bank PlusBank Wabasso, MN63 out of 100, Moderate$93.4M11.5%2.27%vs
Triumph State BankBank Trimont, MN57 out of 100, Moderate$93.3M12.9%5.00%vs
Currie State BankBank Currie, MN66 out of 100, Moderate$100.0M10.7%0.96%vs

Deposit insurance

Is my money safe at The Miners National Bank of Eveleth?

Yes. The Miners National Bank of Eveleth is an FDIC-insured institution (FDIC certificate #5141). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.8% of deposits ($18.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.07%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.16% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The Miners National Bank of Eveleth lists 1 office in 1 city. Most locations:

  • Eveleth, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Miners National Bank of Eveleth
Type
National bank
FDIC certificate #
5141
RSSD ID
43856
Primary regulator
OCC
Established
October 10, 1903
Headquarters
401 Grant Ave, Eveleth, MN 55734
Employees
13

Quick answers

The Miners National Bank of Eveleth: common questions

Is The Miners National Bank of Eveleth FDIC insured?

Yes. The Miners National Bank of Eveleth is an FDIC-insured institution (FDIC certificate #5141). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Miners National Bank of Eveleth's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Miners National Bank of Eveleth ever failed?

There is no failure record for FDIC certificate #5141 in the FDIC failed bank list.

How many branches does The Miners National Bank of Eveleth have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Eveleth

InstitutionScoreAssetsCapitalProblem loansCompare
Embarrass Vermillion Federal Credit UnionCredit union Aurora, MN80 out of 100, Strong$66.7M14.2%0.95%vs
Virginia Coop Credit UnionCredit union Virginia, MN78 out of 100, Strong$45.7M11.6%0.86%vs
Northern State BankBank Ashland, WI78 out of 100, Strong$330.8M9.9%0.22%vs
Northern State Bank of VirginiaBank Virginia, MN75 out of 100, Strong$102.0M10.2%0.00%vs
North Star Credit UnionCredit union Cook, MN72 out of 100, Strong$116.0M9.4%0.00%vs
Frandsen Bank & TrustBank Lonsdale, MN71 out of 100, Strong$3.7B10.0%0.71%vs