Side-by-side · Q2 2026 data
The Miners National Bank of Eveleth vs The First National Bank of Osakis
Metric by metric
| Measure | The Miners National Bank of Eveleth | The First National Bank of Osakis |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 51 (stronger) | 37 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 61 | 65 (stronger) |
| Funding & liquidity | 76 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 51st | 19th |
| Total assets | $96.6M | $97.6M |
| Deposits / shares | $84.4M | $80.9M |
| Capital ratio | 10.07% (stronger) | 8.67% |
| Problem loans | 0.00% (stronger) | 0.67% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.03% | 1.12% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 100.4% |
| Uninsured deposits | 21.8% | 15.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Miners National Bank of Eveleth has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Miners National Bank of Eveleth leads on 4 and The First National Bank of Osakis on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.