Side-by-side · Q2 2026 data
The Missouri Bank vs Citizens Bank
Metric by metric
| Measure | The Missouri Bank | Citizens Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 54 |
| Capital cushion | 76 | 81 (stronger) |
| Loan quality | 96 (stronger) | 2 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 73 (stronger) | 52 |
| Problem-loan coverage | 99 (stronger) | 65 |
| Peer percentile | 92nd | 10th |
| Total assets | $461.5M | $357.4M |
| Deposits / shares | $403.2M | $305.4M |
| Capital ratio | 12.57% | 13.10% (stronger) |
| Problem loans | 0.13% (stronger) | 2.95% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.14% (stronger) | 1.33% |
| Loans ÷ deposits | 76.9% (stronger) | 101.2% |
| Uninsured deposits | 24.5% | 21.3% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
The Missouri Bank has the higher TellerScore (88 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Missouri Bank leads on 4 and Citizens Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.