Side-by-side · Q2 2026 data
The Missouri Bank vs People's Bank of Seneca
Metric by metric
| Measure | The Missouri Bank | People's Bank of Seneca |
|---|---|---|
| TellerScore | 88 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 51 |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 73 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 92nd | 29th |
| Total assets | $461.5M | $495.5M |
| Deposits / shares | $403.2M | $440.9M |
| Capital ratio | 12.57% (stronger) | 10.08% |
| Problem loans | 0.13% (stronger) | 1.01% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 2.14% (stronger) | 1.37% |
| Loans ÷ deposits | 76.9% (stronger) | 95.2% |
| Uninsured deposits | 24.5% | 15.1% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 12.4% |
The Missouri Bank has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Missouri Bank leads on 5 and People's Bank of Seneca on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.