Side-by-side · Q2 2026 data
The Missouri Bank vs United Credit Union
Metric by metric
| Measure | The Missouri Bank | United Credit Union |
|---|---|---|
| TellerScore | 88 | 88 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 96 (stronger) | 87 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 73 | 85 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 92nd | 92nd |
| Total assets | $461.5M | $302.1M |
| Deposits / shares | $403.2M | $253.5M |
| Capital ratio | 12.57% | 15.17% (stronger) |
| Problem loans | 0.13% (stronger) | 0.40% |
| Net charge-offs | 0.01% (stronger) | 0.64% |
| Return on assets | 2.14% (stronger) | 1.19% |
| Loans ÷ deposits | 76.9% | 75.5% (stronger) |
| Uninsured deposits | 24.5% | 6.3% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Missouri Bank leads on 3 and United Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.