Side-by-side · Q2 2026 data
The Monticello Banking Company vs Bank of Jamestown
Metric by metric
| Measure | The Monticello Banking Company | Bank of Jamestown |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 52 | 80 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 59 | 70 (stronger) |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 63rd | 86th |
| Total assets | $1.1B | $263.8M |
| Deposits / shares | $924.3M | $192.2M |
| Capital ratio | 10.17% | 12.96% (stronger) |
| Problem loans | 0.11% | 0.02% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.97% | 1.24% (stronger) |
| Loans ÷ deposits | 82.8% | 80.9% (stronger) |
| Uninsured deposits | 28.7% | 16.0% (stronger) |
| Offices | 21 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | — |
Bank of Jamestown has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Monticello Banking Company leads on 1 and Bank of Jamestown on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.