Side-by-side · Q2 2026 data
The Monticello Banking Company vs Hometown Bank of Corbin, Inc.
Metric by metric
| Measure | The Monticello Banking Company | Hometown Bank of Corbin, Inc. |
|---|---|---|
| TellerScore | 71 (stronger) | 63 |
| Capital cushion | 52 (stronger) | 38 |
| Loan quality | 96 (stronger) | 83 |
| Earnings | 59 (stronger) | 51 |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 63rd | 24th |
| Total assets | $1.1B | $302.3M |
| Deposits / shares | $924.3M | $268.1M |
| Capital ratio | 10.17% (stronger) | 8.78% |
| Problem loans | 0.11% (stronger) | 0.52% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.97% (stronger) | 0.78% |
| Loans ÷ deposits | 82.8% | 70.8% (stronger) |
| Uninsured deposits | 28.7% | 26.3% (stronger) |
| Offices | 21 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | — |
The Monticello Banking Company has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Monticello Banking Company leads on 5 and Hometown Bank of Corbin, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.