Side-by-side · Q2 2026 data
The Moody National Bank vs Community National Bank & Trust of Texas
Metric by metric
| Measure | The Moody National Bank | Community National Bank & Trust of Texas |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 66 | 97 (stronger) |
| Earnings | 58 | 87 (stronger) |
| Funding & liquidity | 42 | 52 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 70th | 80th |
| Total assets | $1.5B | $1.7B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 15.87% (stronger) | 10.62% |
| Problem loans | 1.03% | 0.09% (stronger) |
| Net charge-offs | 0.10% | 0.08% (stronger) |
| Return on assets | 0.96% | 1.66% (stronger) |
| Loans ÷ deposits | 85.2% | 83.1% (stronger) |
| Uninsured deposits | 45.3% | 37.8% (stronger) |
| Offices | 14 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
Community National Bank & Trust of Texas has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Moody National Bank leads on 1 and Community National Bank & Trust of Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.