Side-by-side · Q2 2026 data
The Mt. Victory State Bank vs The Equitable Savings and Loan Company
Metric by metric
| Measure | The Mt. Victory State Bank | The Equitable Savings and Loan Company |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 72 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 66th | 22nd |
| Total assets | $23.4M | $8.6M |
| Deposits / shares | $21.0M | $6.4M |
| Capital ratio | 10.44% | 25.56% (stronger) |
| Problem loans | 0.00% (stronger) | 1.33% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.31% (stronger) | -2.26% |
| Loans ÷ deposits | 66.4% (stronger) | 97.2% |
| Uninsured deposits | 12.4% | 7.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mt. Victory State Bank has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Mt. Victory State Bank leads on 5 and The Equitable Savings and Loan Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.