Side-by-side · Q2 2026 data
The Murray Bank vs Signet Federal Credit Union
Metric by metric
| Measure | The Murray Bank | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 35 | 64 (stronger) |
| Earnings | 93 (stronger) | 65 |
| Funding & liquidity | 73 | 92 (stronger) |
| Problem-loan coverage | 71 | 92 (stronger) |
| Peer percentile | 19th | 82nd |
| Total assets | $534.1M | $398.2M |
| Deposits / shares | $476.7M | $332.1M |
| Capital ratio | 9.96% | 16.64% (stronger) |
| Problem loans | 1.95% | 1.07% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 1.82% (stronger) | 1.13% |
| Loans ÷ deposits | 84.6% | 68.2% (stronger) |
| Uninsured deposits | 17.8% | 9.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Murray Bank leads on 2 and Signet Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.