Side-by-side · Q2 2026 data
The National Bank of Adams County of West Union vs First Mutual Bank, FSB
Bank
The National Bank of Adams County of West Union
West Union, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The National Bank of Adams County of West Union | First Mutual Bank, FSB |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 58 (stronger) | 46 |
| Loan quality | 30 | 82 (stronger) |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 99 (stronger) | 86 |
| Problem-loan coverage | 81 | 93 (stronger) |
| Peer percentile | 37th | 24th |
| Total assets | $114.7M | $109.9M |
| Deposits / shares | $100.8M | $90.6M |
| Capital ratio | 10.82% (stronger) | 9.60% |
| Problem loans | 2.10% | 0.55% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 2.14% (stronger) | 0.29% |
| Loans ÷ deposits | 59.9% (stronger) | 74.3% |
| Uninsured deposits | 16.3% | 11.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The National Bank of Adams County of West Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Adams County of West Union leads on 5 and First Mutual Bank, FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.