Side-by-side · Q2 2026 data
The National Bank of Adams County of West Union vs Pathways Financial Credit Union
Bank
The National Bank of Adams County of West Union
West Union, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The National Bank of Adams County of West Union | Pathways Financial Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 58 | 58 |
| Loan quality | 30 | 64 (stronger) |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 99 (stronger) | 84 |
| Problem-loan coverage | 81 | 87 (stronger) |
| Peer percentile | 37th | 41st |
| Total assets | $114.7M | $771.9M |
| Deposits / shares | $100.8M | $656.2M |
| Capital ratio | 10.82% | 10.84% (stronger) |
| Problem loans | 2.10% | 1.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 2.14% (stronger) | 0.99% |
| Loans ÷ deposits | 59.9% (stronger) | 76.7% |
| Uninsured deposits | 16.3% | 8.2% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.5% |
The National Bank of Adams County of West Union has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Adams County of West Union leads on 4 and Pathways Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.