Side-by-side · Q2 2026 data
The National Bank of Adams County of West Union vs Woodsfield Savings Bank
Bank
The National Bank of Adams County of West Union
West Union, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The National Bank of Adams County of West Union | Woodsfield Savings Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 58 (stronger) | 36 |
| Loan quality | 30 | 69 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 99 (stronger) | 82 |
| Problem-loan coverage | 81 | 83 (stronger) |
| Peer percentile | 37th | 20th |
| Total assets | $114.7M | $123.3M |
| Deposits / shares | $100.8M | $112.7M |
| Capital ratio | 10.82% (stronger) | 8.61% |
| Problem loans | 2.10% | 0.92% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 2.14% (stronger) | 1.10% |
| Loans ÷ deposits | 59.9% (stronger) | 78.5% |
| Uninsured deposits | 16.3% | 10.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The National Bank of Adams County of West Union has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Adams County of West Union leads on 5 and Woodsfield Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.