Woodsfield Savings Bank (FDIC certificate #32292) is based in Woodsfield, Ohio. Its Q2 2026 call report shows $123.3M in total assets and $112.7M in deposits and 3 offices.
Based on its Q2 2026 filing, Woodsfield Savings Bank scores 61/100, which we describe as moderate. That is higher than only 20% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 132nd. Its strongest component is problem-loan coverage (83/100; 8.3%), and its lowest is capital cushion (36/100; 8.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 61).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 51 |
| Q4 2024 | 53 |
| Q1 2025 | 59 |
| Q2 2025 | 60 |
| Q3 2025 | 63 |
| Q4 2025 | 64 |
| Q1 2026 | 64 |
| Q2 2026 | 61 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.72% |
| Q3 2024 | 8.72% |
| Q4 2024 | 8.77% |
| Q1 2025 | 8.66% |
| Q2 2025 | 8.58% |
| Q3 2025 | 8.81% |
| Q4 2025 | 8.80% |
| Q1 2026 | 8.73% |
| Q2 2026 | 8.61% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.25% |
| Q3 2024 | 1.33% |
| Q4 2024 | 1.18% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.72% |
| Q4 2025 | 0.83% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $123.3M | 8.61% | 0.92% | 1.10% | 78.5% |
| Q1 2026 | 64 | $121.8M | 8.73% | 0.70% | 1.05% | 77.3% |
| Q4 2025 | 64 | $115.1M | 8.80% | 0.54% | 0.83% | 80.7% |
| Q3 2025 | 63 | $112.5M | 8.81% | 0.57% | 0.72% | 79.9% |
| Q2 2025 | 60 | $114.1M | 8.58% | 0.62% | 0.54% | 77.0% |
| Q1 2025 | 59 | $113.8M | 8.66% | 0.65% | 0.38% | 75.3% |
| Q4 2024 | 53 | $109.2M | 8.77% | 1.18% | 0.28% | 77.9% |
| Q3 2024 | 51 | $110.9M | 8.72% | 1.33% | 0.21% | 77.7% |
| Q2 2024 | 52 | $110.4M | 8.72% | 1.25% | 0.11% | 73.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| The Hamler State BankBank Hamler, OH | 76 out of 100, Strong | $125.3M | 14.3% | 1.38% | vs |
| Community Savings BankBank Bethel, OH | 80 out of 100, Strong | $119.6M | 14.8% | 0.10% | vs |
| The Baltic State BankBank Baltic, OH | 68 out of 100, Moderate | $129.6M | 7.8% | 0.00% | vs |
| Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH | 82 out of 100, Strong | $131.6M | 17.0% | 0.04% | vs |
| The National Bank of Adams County of West UnionBank West Union, OH | 68 out of 100, Moderate | $114.7M | 10.8% | 2.10% | vs |
Deposit insurance
Is my money safe at Woodsfield Savings Bank?
Yes. Woodsfield Savings Bank is an FDIC-insured institution (FDIC certificate #32292). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.4% of deposits ($11.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.61%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.48% (benchmark: 10%).
3 locations
Branches
Woodsfield Savings Bank lists 3 offices in 3 cities. Most locations:
- Barnesville, OH (1)
- Cadiz, OH (1)
- Woodsfield, OH (1)
Identity & history
Profile
- Legal name
- Woodsfield Savings Bank
- Former names
- Woodsfield Savings and Loan Company
- Type
- State-chartered bank
- FDIC certificate #
- 32292
- RSSD ID
- 97279
- Primary regulator
- FDIC
- Established
- March 12, 1887
- Headquarters
- 600 Lewisville Rd, Woodsfield, OH 43793
- Website
- www.woodsfieldsavings.com
- Employees
- 25
Quick answers
Woodsfield Savings Bank: common questions
Is Woodsfield Savings Bank FDIC insured?
Yes. Woodsfield Savings Bank is an FDIC-insured institution (FDIC certificate #32292). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Woodsfield Savings Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Woodsfield Savings Bank ever failed?
There is no failure record for FDIC certificate #32292 in the FDIC failed bank list.
How many branches does Woodsfield Savings Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Woodsfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Natrium Employees Federal Credit UnionCredit union Proctor, WV | 83 out of 100, Strong | $12.0M | 12.4% | 0.78% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |
| Citizens Bank of West Virginia, Inc.Bank Elkins, WV | 74 out of 100, Strong | $772.5M | 10.0% | 0.58% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| Ohio Valley Community Federal Credit UnionCredit union Clarington, OH | 72 out of 100, Strong | $243.6M | 13.4% | 1.59% | vs |