Side-by-side · Q2 2026 data
The National Bank of Andrews vs 1st Community Federal Credit Union
Metric by metric
| Measure | The National Bank of Andrews | 1st Community Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 58 (stronger) |
| Capital cushion | 51 | 86 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 58 | 63 (stronger) |
| Peer percentile | 6th | 16th |
| Total assets | $340.5M | $421.8M |
| Deposits / shares | $298.2M | $361.9M |
| Capital ratio | 10.11% | 13.63% (stronger) |
| Problem loans | 3.05% (stronger) | 3.73% |
| Net charge-offs | 0.27% (stronger) | 1.20% |
| Return on assets | 2.71% (stronger) | 1.14% |
| Loans ÷ deposits | 73.4% (stronger) | 76.5% |
| Uninsured deposits | 46.5% | 6.8% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
1st Community Federal Credit Union has the higher TellerScore (58 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 4 and 1st Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.