Side-by-side · Q2 2026 data
The National Bank of Andrews vs First Basin Credit Union
Metric by metric
| Measure | The National Bank of Andrews | First Basin Credit Union |
|---|---|---|
| TellerScore | 49 | 75 (stronger) |
| Capital cushion | 51 | 65 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 58 | 95 (stronger) |
| Peer percentile | 6th | 66th |
| Total assets | $340.5M | $343.2M |
| Deposits / shares | $298.2M | $278.5M |
| Capital ratio | 10.11% | 11.46% (stronger) |
| Problem loans | 3.05% | 0.29% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.67% |
| Return on assets | 2.71% (stronger) | 0.59% |
| Loans ÷ deposits | 73.4% | 57.0% (stronger) |
| Uninsured deposits | 46.5% | 3.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.5% |
First Basin Credit Union has the higher TellerScore (75 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Andrews leads on 2 and First Basin Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Andrews, TX