Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs Chesapeake Bank
Metric by metric
| Measure | The National Bank of Blacksburg | Chesapeake Bank |
|---|---|---|
| TellerScore | 70 | 81 (stronger) |
| Capital cushion | 55 | 62 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 43 | 91 (stronger) |
| Funding & liquidity | 70 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 58th | 91st |
| Total assets | $1.8B | $1.7B |
| Deposits / shares | $1.7B | $1.5B |
| Capital ratio | 10.54% | 11.18% (stronger) |
| Problem loans | 0.06% (stronger) | 0.24% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.57% | 1.78% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 74.2% |
| Uninsured deposits | 40.9% | 23.2% (stronger) |
| Offices | 28 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 19.4% |
Chesapeake Bank has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 3 and Chesapeake Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.