Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs Farmers & Merchants Bank of Craig County
Bank
Farmers & Merchants Bank of Craig County
New Castle, Virginia · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Blacksburg | Farmers & Merchants Bank of Craig County |
|---|---|---|
| TellerScore | 70 | 92 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 43 | 73 (stronger) |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 58th | 92nd |
| Total assets | $1.8B | $93.0M |
| Deposits / shares | $1.7B | $76.8M |
| Capital ratio | 10.54% | 16.87% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.57% | 1.31% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 78.8% |
| Uninsured deposits | 40.9% | 10.2% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 6.6% |
Farmers & Merchants Bank of Craig County has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 1 and Farmers & Merchants Bank of Craig County on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.