Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs First Bank
Metric by metric
| Measure | The National Bank of Blacksburg | First Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 43 | 65 (stronger) |
| Funding & liquidity | 70 (stronger) | 62 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 58th | 44th |
| Total assets | $1.8B | $2.1B |
| Deposits / shares | $1.7B | $1.8B |
| Capital ratio | 10.54% (stronger) | 9.44% |
| Problem loans | 0.06% (stronger) | 0.32% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 0.57% | 1.14% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 79.8% |
| Uninsured deposits | 40.9% | 31.1% (stronger) |
| Offices | 28 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 17.0% |
The National Bank of Blacksburg has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 5 and First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.