Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs Kemba Roanoke Federal Credit Union
Metric by metric
| Measure | The National Bank of Blacksburg | Kemba Roanoke Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 (stronger) | 75 |
| Earnings | 43 | 44 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 58th | 70th |
| Total assets | $1.8B | $76.7M |
| Deposits / shares | $1.7B | $65.0M |
| Capital ratio | 10.54% | 16.37% (stronger) |
| Problem loans | 0.06% (stronger) | 0.74% |
| Net charge-offs | 0.02% (stronger) | 0.78% |
| Return on assets | 0.57% | 0.60% (stronger) |
| Loans ÷ deposits | 60.8% | 36.5% (stronger) |
| Uninsured deposits | 40.9% | 2.2% (stronger) |
| Offices | 28 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Kemba Roanoke Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 2 and Kemba Roanoke Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.