Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs National Employees Federal Credit Union
Credit union
National Employees Federal Credit Union
Bluefield, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Blacksburg | National Employees Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 55 | 81 (stronger) |
| Loan quality | 98 (stronger) | 66 |
| Earnings | 43 (stronger) | 27 |
| Funding & liquidity | 70 | 88 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 58th | 36th |
| Total assets | $1.8B | $15.0M |
| Deposits / shares | $1.7B | $13.0M |
| Capital ratio | 10.54% | 13.07% (stronger) |
| Problem loans | 0.06% (stronger) | 1.02% |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 0.57% (stronger) | 0.16% |
| Loans ÷ deposits | 60.8% (stronger) | 72.5% |
| Uninsured deposits | 40.9% | 0.9% (stronger) |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
The National Bank of Blacksburg has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 5 and National Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.