Side-by-side · Q2 2026 data
The National Bank of Indianapolis vs H a L E Federal Credit Union
Credit union
H a L E Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Indianapolis | H a L E Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 100 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 31 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 40th | 100th |
| Total assets | $3.0B | $399K |
| Deposits / shares | $2.7B | $295K |
| Capital ratio | 9.29% | 25.15% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.03% | -10.05% (stronger) |
| Return on assets | 1.37% | 4.12% (stronger) |
| Loans ÷ deposits | 79.4% | 51.8% (stronger) |
| Uninsured deposits | 60.3% | 0.0% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
H a L E Federal Credit Union has the higher TellerScore (100 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Indianapolis leads on 0 and H a L E Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.