Side-by-side · Q2 2026 data
The National Bank of Malvern vs Affiliated Trades Credit Union
Credit union
Affiliated Trades Credit Union
Collegeville, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Malvern | Affiliated Trades Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 97 (stronger) | 26 |
| Earnings | 92 (stronger) | 36 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 98th | 12th |
| Total assets | $224.0M | $40.1M |
| Deposits / shares | $186.7M | $35.9M |
| Capital ratio | 16.55% (stronger) | 10.44% |
| Problem loans | 0.10% (stronger) | 2.22% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.81% (stronger) | 0.40% |
| Loans ÷ deposits | 76.2% | 42.4% (stronger) |
| Uninsured deposits | 26.9% | 4.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The National Bank of Malvern has the higher TellerScore (93 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 4 and Affiliated Trades Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.