The National Bank of Malvern (FDIC certificate #7590) is based in Malvern, Pennsylvania. Its Q2 2026 call report shows $224.0M in total assets and $186.7M in deposits and 2 offices.
The National Bank of Malvern has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 1st. Capital cushion contributes the most (100/100, 16.55%); funding & liquidity contributes the least (71/100, 76% loans-to-deposits, 27% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (91 → 93), mostly because the earnings component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 87 |
| Q1 2025 | 93 |
| Q2 2025 | 91 |
| Q3 2025 | 94 |
| Q4 2025 | 94 |
| Q1 2026 | 91 |
| Q2 2026 | 93 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.15% |
| Q3 2024 | 15.49% |
| Q4 2024 | 15.53% |
| Q1 2025 | 15.78% |
| Q2 2025 | 15.82% |
| Q3 2025 | 16.41% |
| Q4 2025 | 16.36% |
| Q1 2026 | 16.23% |
| Q2 2026 | 16.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.17% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.10% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.22% |
| Q3 2024 | 1.20% |
| Q4 2024 | 1.22% |
| Q1 2025 | 1.90% |
| Q2 2025 | 1.62% |
| Q3 2025 | 2.23% |
| Q4 2025 | 2.01% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $224.0M | 16.55% | 0.10% | 1.81% | 76.2% |
| Q1 2026 | 91 | $222.3M | 16.23% | 0.13% | 1.50% | 74.6% |
| Q4 2025 | 94 | $222.4M | 16.36% | 0.17% | 2.01% | 76.2% |
| Q3 2025 | 94 | $218.5M | 16.41% | 0.16% | 2.23% | 76.4% |
| Q2 2025 | 91 | $215.2M | 15.82% | 0.18% | 1.62% | 80.3% |
| Q1 2025 | 93 | $213.4M | 15.78% | 0.20% | 1.90% | 80.6% |
| Q4 2024 | 87 | $204.7M | 15.53% | 0.23% | 1.22% | 83.9% |
| Q3 2024 | 87 | $211.3M | 15.49% | 0.24% | 1.20% | 78.6% |
| Q2 2024 | 86 | $199.1M | 15.15% | 0.28% | 1.22% | 82.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| MCS BankBank Milroy, PA | 73 out of 100, Strong | $224.7M | 11.7% | 0.36% | vs |
| Iron Workers Savings BankBank Aston, PA | 64 out of 100, Moderate | $217.5M | 9.1% | 0.00% | vs |
| Apollo Trust CompanyBank Apollo, PA | 71 out of 100, Strong | $209.4M | 11.0% | 0.29% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| The Turbotville National BankBank Turbotville, PA | 85 out of 100, Very strong | $243.5M | 16.5% | 1.10% | vs |
| PennCrest BankBank Altoona, PA | 76 out of 100, Strong | $247.1M | 13.5% | 0.50% | vs |
Deposit insurance
Is my money safe at The National Bank of Malvern?
Yes. The National Bank of Malvern is an FDIC-insured institution (FDIC certificate #7590). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.9% of deposits ($50.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The National Bank of Malvern lists 2 offices in 2 cities. Most locations:
- East Whiteland Township, PA (1)
- Malvern, PA (1)
Identity & history
Profile
- Legal name
- The National Bank of Malvern
- Type
- National bank
- FDIC certificate #
- 7590
- RSSD ID
- 977616
- Primary regulator
- OCC
- Holding company
- Malvern Bank Corp
- Established
- April 7, 1884
- Headquarters
- 2 W King St, Malvern, PA 19355
- Website
- www.natbankmal.com
- Employees
- 25
Quick answers
The National Bank of Malvern: common questions
Is The National Bank of Malvern FDIC insured?
Yes. The National Bank of Malvern is an FDIC-insured institution (FDIC certificate #7590). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The National Bank of Malvern's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The National Bank of Malvern ever failed?
There is no failure record for FDIC certificate #7590 in the FDIC failed bank list.
How many branches does The National Bank of Malvern have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Malvern
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |