Side-by-side · Q2 2026 data
The National Bank of Malvern vs Univest Bank and Trust Co.
Metric by metric
| Measure | The National Bank of Malvern | Univest Bank and Trust Co. |
|---|---|---|
| TellerScore | 93 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 97 (stronger) | 79 |
| Earnings | 92 (stronger) | 71 |
| Funding & liquidity | 71 (stronger) | 28 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 98th | 24th |
| Total assets | $224.0M | $8.2B |
| Deposits / shares | $186.7M | $7.0B |
| Capital ratio | 16.55% (stronger) | 9.73% |
| Problem loans | 0.10% (stronger) | 0.62% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.81% (stronger) | 1.28% |
| Loans ÷ deposits | 76.2% (stronger) | 99.0% |
| Uninsured deposits | 26.9% (stronger) | 45.1% |
| Offices | 2 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.2% |
The National Bank of Malvern has the higher TellerScore (93 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 7 and Univest Bank and Trust Co. on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.