Side-by-side · Q2 2026 data
The National Grand Bank of Marblehead vs Seamen's Bank
Bank
The National Grand Bank of Marblehead
Marblehead, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | The National Grand Bank of Marblehead | Seamen's Bank |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 53 | 76 (stronger) |
| Loan quality | 98 (stronger) | 75 |
| Earnings | 44 | 44 |
| Funding & liquidity | 59 | 69 (stronger) |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 37th | 43rd |
| Total assets | $444.8M | $478.5M |
| Deposits / shares | $365.8M | $405.4M |
| Capital ratio | 10.31% | 12.57% (stronger) |
| Problem loans | 0.05% (stronger) | 0.76% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.60% | 0.60% (stronger) |
| Loans ÷ deposits | 90.2% | 89.6% (stronger) |
| Uninsured deposits | 25.5% | 16.9% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Seamen's Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The National Grand Bank of Marblehead leads on 1 and Seamen's Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.