The National Grand Bank of Marblehead is a national bank headquartered in Marblehead, Massachusetts, in business for about 195 years. At the end of Q2 2026 it reported $444.8M in total assets and $365.8M in deposits, with 2 offices.
Based on its Q2 2026 filing, The National Grand Bank of Marblehead scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 33rd. Its strongest component is problem-loan coverage (99/100; 0.3%), and its lowest is earnings (44/100; 0.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 66 |
| Q4 2024 | 67 |
| Q1 2025 | 67 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 69 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.34% |
| Q3 2024 | 10.30% |
| Q4 2024 | 10.28% |
| Q1 2025 | 10.02% |
| Q2 2025 | 10.01% |
| Q3 2025 | 9.99% |
| Q4 2025 | 10.22% |
| Q1 2026 | 10.21% |
| Q2 2026 | 10.31% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.34% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.49% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $444.8M | 10.31% | 0.05% | 0.60% | 90.2% |
| Q1 2026 | 69 | $442.3M | 10.21% | 0.00% | 0.61% | 88.5% |
| Q4 2025 | 68 | $445.4M | 10.22% | 0.00% | 0.54% | 87.4% |
| Q3 2025 | 67 | $444.6M | 9.99% | 0.00% | 0.49% | 86.2% |
| Q2 2025 | 67 | $441.8M | 10.01% | 0.00% | 0.46% | 87.2% |
| Q1 2025 | 67 | $445.0M | 10.02% | 0.00% | 0.41% | 86.0% |
| Q4 2024 | 67 | $437.4M | 10.28% | 0.00% | 0.36% | 85.3% |
| Q3 2024 | 66 | $431.0M | 10.30% | 0.06% | 0.34% | 87.4% |
| Q2 2024 | 67 | $423.1M | 10.34% | 0.00% | 0.33% | 89.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| North Brookfield Savings BankBank North Brookfield, MA | 71 out of 100, Strong | $448.7M | 10.9% | 0.29% | vs |
| The Pittsfield Co-operative BankBank Pittsfield, MA | 69 out of 100, Moderate | $451.5M | 13.4% | 0.36% | vs |
| Seamen's BankBank Provincetown, MA | 70 out of 100, Strong | $478.5M | 12.6% | 0.76% | vs |
| Winter Hill Bank, FSBBank Somerville, MA | 63 out of 100, Moderate | $407.9M | 10.0% | 0.00% | vs |
| Dean Co-operative BankBank Franklin, MA | 61 out of 100, Moderate | $494.3M | 8.3% | 0.13% | vs |
| BankGloucesterBank Gloucester, MA | 30 out of 100, Low | $386.9M | 8.7% | 2.98% | vs |
Deposit insurance
Is my money safe at The National Grand Bank of Marblehead?
Yes. The National Grand Bank of Marblehead is an FDIC-insured institution (FDIC certificate #2608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.5% of deposits ($93.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.31%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The National Grand Bank of Marblehead lists 2 offices in 1 city. Most locations:
- Marblehead, MA (2)
HMDA 2025
Mortgage lending
In 2025, The National Grand Bank of Marblehead reported 43 home-loan applications under HMDA (LEI 549300LUOV7WW4BLH779): 40 originated ($26,420,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The National Grand Bank of Marblehead
- Type
- National bank
- FDIC certificate #
- 2608
- RSSD ID
- 863607
- Primary regulator
- OCC
- Holding company
- Grand Bank Corp
- Established
- January 1, 1831
- Headquarters
- 91 Pleasant St, Marblehead, MA 01945
- Website
- ngbank.com
- Employees
- 42
Quick answers
The National Grand Bank of Marblehead: common questions
Is The National Grand Bank of Marblehead FDIC insured?
Yes. The National Grand Bank of Marblehead is an FDIC-insured institution (FDIC certificate #2608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The National Grand Bank of Marblehead's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The National Grand Bank of Marblehead ever failed?
There is no failure record for FDIC certificate #2608 in the FDIC failed bank list.
How many branches does The National Grand Bank of Marblehead have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marblehead
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Danvers Municipal Federal Credit UnionCredit union Danvers, MA | 91 out of 100, Very strong | $8.2M | 39.0% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |