Side-by-side · Q2 2026 data
The National Grand Bank of Marblehead vs Winter Hill Bank, FSB
Bank
The National Grand Bank of Marblehead
Marblehead, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | The National Grand Bank of Marblehead | Winter Hill Bank, FSB |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 44 (stronger) | 25 |
| Funding & liquidity | 59 (stronger) | 54 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 37th | 24th |
| Total assets | $444.8M | $407.9M |
| Deposits / shares | $365.8M | $299.3M |
| Capital ratio | 10.31% (stronger) | 10.04% |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.60% (stronger) | 0.12% |
| Loans ÷ deposits | 90.2% (stronger) | 99.1% |
| Uninsured deposits | 25.5% | 21.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 10.0% |
The National Grand Bank of Marblehead has the higher TellerScore (68 vs 63). On the 6 directional measures above (where higher or lower is clearly better), The National Grand Bank of Marblehead leads on 4 and Winter Hill Bank, FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.