Side-by-side · Q2 2026 data
The Neffs National Bank vs Aac Credit Union
Metric by metric
| Measure | The Neffs National Bank | Aac Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 41 | 78 (stronger) |
| Funding & liquidity | 91 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 91st | 95th |
| Total assets | $470.8M | $212.4M |
| Deposits / shares | $371.9M | $158.1M |
| Capital ratio | 16.82% | 24.16% (stronger) |
| Problem loans | 0.04% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.53% | 1.46% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 75.1% |
| Uninsured deposits | 9.5% | 5.3% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 3 and Aac Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.