Side-by-side · Q2 2026 data
The Neffs National Bank vs Allentown Federal Credit Union
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | The Neffs National Bank | Allentown Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 41 | 71 (stronger) |
| Funding & liquidity | 91 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 91st | 89th |
| Total assets | $470.8M | $127.7M |
| Deposits / shares | $371.9M | $106.5M |
| Capital ratio | 16.82% (stronger) | 16.49% |
| Problem loans | 0.04% (stronger) | 0.76% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.53% | 1.27% (stronger) |
| Loans ÷ deposits | 68.8% | 68.2% (stronger) |
| Uninsured deposits | 9.5% | 2.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 1.7% |
The Neffs National Bank has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 3 and Allentown Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.