Side-by-side · Q2 2026 data
The Neffs National Bank vs Community State Bank of Orbisonia
Metric by metric
| Measure | The Neffs National Bank | Community State Bank of Orbisonia |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 41 | 45 (stronger) |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 91st | 31st |
| Total assets | $470.8M | $473.5M |
| Deposits / shares | $371.9M | $424.3M |
| Capital ratio | 16.82% (stronger) | 9.99% |
| Problem loans | 0.04% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.53% | 0.64% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 82.7% |
| Uninsured deposits | 9.5% | 7.9% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 14.7% |
The Neffs National Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 5 and Community State Bank of Orbisonia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.