Side-by-side · Q2 2026 data
The Neffs National Bank vs Embassy Bank for the Lehigh Valley
Metric by metric
| Measure | The Neffs National Bank | Embassy Bank for the Lehigh Valley |
|---|---|---|
| TellerScore | 87 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 41 | 56 (stronger) |
| Funding & liquidity | 91 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 91st | 40th |
| Total assets | $470.8M | $1.9B |
| Deposits / shares | $371.9M | $1.7B |
| Capital ratio | 16.82% (stronger) | 8.83% |
| Problem loans | 0.04% (stronger) | 0.05% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.53% | 0.89% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 77.0% |
| Uninsured deposits | 9.5% (stronger) | 34.5% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 16.4% |
The Neffs National Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 6 and Embassy Bank for the Lehigh Valley on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.