Side-by-side · Q2 2026 data
The Neffs National Bank vs Lehigh Valley Educators Credit Union
Credit union
Lehigh Valley Educators Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | The Neffs National Bank | Lehigh Valley Educators Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 64 |
| Earnings | 41 | 60 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 91st | 83rd |
| Total assets | $470.8M | $485.2M |
| Deposits / shares | $371.9M | $420.5M |
| Capital ratio | 16.82% (stronger) | 15.46% |
| Problem loans | 0.04% (stronger) | 1.09% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.53% | 0.99% (stronger) |
| Loans ÷ deposits | 68.8% | 28.7% (stronger) |
| Uninsured deposits | 9.5% | 5.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 1.8% |
The Neffs National Bank has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 4 and Lehigh Valley Educators Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.