Side-by-side · Q2 2026 data
The Neffs National Bank vs United Savings Bank
Metric by metric
| Measure | The Neffs National Bank | United Savings Bank |
|---|---|---|
| TellerScore | 87 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 41 | 53 (stronger) |
| Funding & liquidity | 91 (stronger) | 86 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 91st | 94th |
| Total assets | $470.8M | $460.6M |
| Deposits / shares | $371.9M | $332.1M |
| Capital ratio | 16.82% | 17.44% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.53% | 0.84% (stronger) |
| Loans ÷ deposits | 68.8% | 52.0% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 28.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 11.6% |
United Savings Bank has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), The Neffs National Bank leads on 1 and United Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.