The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 89).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Pennsylvania

Yes. United Savings Bank is an FDIC-insured institution (FDIC certificate #28836). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.0% of deposits ($93.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.44%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

United Savings Bank lists 6 offices in 4 cities. Most locations:

• Philadelphia, PA (3)
• Broomall, PA (1)
• Media, PA (1)
• Springfield, PA (1)

All branch addresses and map

In 2025, United Savings Bank reported 48 home-loan applications under HMDA (LEI 549300YQIT31SHVP5K64): 37 originated ($15,065,000 total), 5 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

United Savings Bank

Former names

United Savings Association

Type

SI

FDIC certificate #

28836

RSSD ID

459372

Primary regulator

FDIC

Established

January 1, 1923

Headquarters

1510 Packer Ave, Philadelphia, PA 19145

Website

www.unitedsavingsbank.com

Employees

40