Side-by-side · Q2 2026 data
The Nodaway Valley Bank vs BTC Bank
Metric by metric
| Measure | The Nodaway Valley Bank | BTC Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 60 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 80 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 98th | 21st |
| Total assets | $1.6B | $1.9B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 11.56% (stronger) | 9.35% |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 2.23% (stronger) | 0.90% |
| Loans ÷ deposits | 73.3% (stronger) | 105.8% |
| Uninsured deposits | 21.2% | 9.8% (stronger) |
| Offices | 9 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 7.3% |
The Nodaway Valley Bank has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Nodaway Valley Bank leads on 6 and BTC Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.