Side-by-side · Q2 2026 data
The Nodaway Valley Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | The Nodaway Valley Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 66 | 69 (stronger) |
| Loan quality | 100 (stronger) | 51 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 80 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 98th | 33rd |
| Total assets | $1.6B | $1.8B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 11.56% | 11.91% (stronger) |
| Problem loans | 0.00% (stronger) | 1.47% |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 2.23% (stronger) | 1.17% |
| Loans ÷ deposits | 73.3% (stronger) | 94.5% |
| Uninsured deposits | 21.2% | 19.5% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
The Nodaway Valley Bank has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Nodaway Valley Bank leads on 5 and Legacy Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.