Side-by-side · Q2 2026 data
The North Salem State Bank vs The New Washington State Bank
Metric by metric
| Measure | The North Salem State Bank | The New Washington State Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 40 | 43 (stronger) |
| Loan quality | 78 (stronger) | 72 |
| Earnings | 86 (stronger) | 57 |
| Funding & liquidity | 40 | 61 (stronger) |
| Problem-loan coverage | 89 (stronger) | 82 |
| Peer percentile | 26th | 19th |
| Total assets | $769.6M | $798.1M |
| Deposits / shares | $687.9M | $721.6M |
| Capital ratio | 8.98% | 9.33% (stronger) |
| Problem loans | 0.67% (stronger) | 0.83% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.65% (stronger) | 0.93% |
| Loans ÷ deposits | 89.7% | 73.0% (stronger) |
| Uninsured deposits | 43.0% | 38.9% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 4.8% |
The North Salem State Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The North Salem State Bank leads on 4 and The New Washington State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.