Side-by-side · Q2 2026 data
The North Side Bank and Trust Company vs Consumers National Bank
Metric by metric
| Measure | The North Side Bank and Trust Company | Consumers National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 62 (stronger) | 34 |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 65 (stronger) | 58 |
| Funding & liquidity | 55 | 57 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 74th | 36th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $989.5M | $1.1B |
| Capital ratio | 11.16% (stronger) | 8.35% |
| Problem loans | 0.10% | 0.07% (stronger) |
| Net charge-offs | 0.33% | 0.00% (stronger) |
| Return on assets | 1.12% (stronger) | 0.95% |
| Loans ÷ deposits | 75.1% (stronger) | 82.9% |
| Uninsured deposits | 42.1% | 33.0% (stronger) |
| Offices | 9 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
The North Side Bank and Trust Company has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The North Side Bank and Trust Company leads on 4 and Consumers National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.