Side-by-side · Q2 2026 data
The North Side Bank and Trust Company vs Liberty Savings Bank, F.S.B.
Metric by metric
| Measure | The North Side Bank and Trust Company | Liberty Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 74 (stronger) | 52 |
| Capital cushion | 62 (stronger) | 46 |
| Loan quality | 97 (stronger) | 53 |
| Earnings | 65 (stronger) | 35 |
| Funding & liquidity | 55 | 71 (stronger) |
| Problem-loan coverage | 99 (stronger) | 74 |
| Peer percentile | 74th | 9th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $989.5M | $961.3M |
| Capital ratio | 11.16% (stronger) | 9.61% |
| Problem loans | 0.10% (stronger) | 1.42% |
| Net charge-offs | 0.33% | 0.21% (stronger) |
| Return on assets | 1.12% (stronger) | 0.36% |
| Loans ÷ deposits | 75.1% (stronger) | 80.4% |
| Uninsured deposits | 42.1% | 23.2% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The North Side Bank and Trust Company has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The North Side Bank and Trust Company leads on 5 and Liberty Savings Bank, F.S.B. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.